Important legal notices and risk warnings regarding cryptocurrency information
Last Updated: February 6, 2026
Cryptocurrency regulations continue to evolve globally. This disclaimer reflects current regulatory frameworks including SEC guidelines, EU MiCA regulations, and international compliance standards. Always verify current regulations in your jurisdiction.
High Risk Investment: Cryptocurrency investments are extremely volatile and carry substantial risk of total loss.
Not Investment Advice: All content is educational only and does not constitute financial, investment, or trading advice.
Individual Responsibility: Users are solely responsible for their investment decisions and should conduct independent research.
Past Performance: Historical performance does not guarantee future results.
No Returns Guaranteed: No content on this site guarantees profits, returns, or protection against losses.
No Security Guarantees: Security practices mentioned may not be suitable for all situations.
User Responsibility: Users are responsible for implementing their own security measures.
No Liability: We are not responsible for any losses due to security breaches or user errors.
Technical Risks: Technology failures can result in permanent loss of funds.
Cybersecurity Threats: Exchanges, wallets, and protocols face constant threats from hackers and malicious actors.
No Warranties: We make no warranties about accuracy, completeness, or reliability of information.
Rapid Changes: Cryptocurrency information changes rapidly and may become outdated.
Third-Party Content: We are not responsible for third-party information or links.
Verification Required: Always verify information from multiple sources.
Market Volatility: Prices and data displayed may not reflect real-time market conditions.
Not Legal Advice: Content does not constitute legal, tax, or regulatory advice.
Jurisdiction Variations: Laws vary by jurisdiction and may change frequently.
Compliance Responsibility: Users must ensure compliance with local laws.
Regulatory Uncertainty: Cryptocurrency regulations are evolving and unclear.
Securities Laws: Some cryptocurrencies may be classified as securities in certain jurisdictions.
Implementation Variations: Technical instructions may vary by software version.
Setup Complexity: Technical setups carry risks of errors and misconfigurations.
Software Risks: Wallet software may contain bugs or vulnerabilities.
Hardware Failures: Device failures can result in permanent loss of access.
Smart Contract Risks: DeFi protocols and smart contracts may contain exploitable vulnerabilities.
No Endorsement: Mentions of third parties do not constitute endorsements.
Independent Verification: Users should independently verify third-party services.
No Control: We have no control over third-party websites or services.
Use at Own Risk: Third-party services are used at your own risk.
Exchange Risks: Cryptocurrency exchanges may face insolvency, hacks, or regulatory actions.
Cryptocurrency regulations vary significantly across jurisdictions. Users must understand and comply with local laws. Below are key regulatory frameworks affecting cryptocurrency usage globally.
Securities Regulations: The SEC considers many cryptocurrencies as securities under the Howey Test. Crypto asset ETPs must register under Securities Act of 1933 and Exchange Act of 1934.
Anti-Fraud Provisions: All crypto asset offerings are subject to federal anti-fraud provisions regardless of registration status.
State Regulations: Individual states like New York require BitLicenses for crypto businesses. State money transmitter laws apply.
Tax Obligations: IRS treats cryptocurrency as property for tax purposes. All transactions must be reported.
MiCA Framework: Markets in Crypto-Assets Regulation (effective 2024/2025) provides harmonized rules for crypto asset service providers (CASPs) across the EU.
White Paper Requirements: Public crypto offerings require white papers detailing issuer information, asset characteristics, risks, and technology details.
Investor Protections: MiCA mandates fair, clear, and non-misleading marketing communications and establishes liability for incomplete or misleading information.
Custodian Liability: Specific rules regarding custodian liability for safeguarded crypto assets apply.
FCA Registration: Crypto asset firms must register with the Financial Conduct Authority and comply with AML/CTF regulations.
Consumer Warnings: FCA requires clear risk warnings for crypto promotions and prohibits misleading advertising.
Retail Protections: Restrictions on marketing crypto derivatives to retail consumers.
Securities Law: Canadian Securities Administrators treat many crypto assets as securities or derivatives.
Platform Registration: Crypto trading platforms must register as dealers and meet stringent custody and insurance requirements.
Risk Disclosures: Platforms must provide detailed risk disclosure statements and crypto asset statements to clients.
Financial Products: Crypto assets may be considered financial products under the Corporations Act, requiring licensing.
Consumer Protection: Australian Consumer Law applies to crypto businesses regarding misleading conduct.
AML/CTF: Digital currency exchanges must register with AUSTRAC and comply with anti-money laundering laws.
Japan (FSA): Cryptocurrency exchanges must register with the Financial Services Agency. Strict custody and segregation requirements apply.
Singapore (MAS): Payment Services Act regulates digital payment token services. Licensing required for crypto service providers.
Hong Kong (SFC): Securities and Futures Commission regulates crypto assets deemed securities. Recent licensing framework for retail crypto trading.
⚠️ Jurisdictional Restrictions: HiiCrypto does not provide services in locations requiring regulatory approval unless such approval has been obtained. Users accessing this content from restricted jurisdictions do so at their own risk. We comply with all applicable sanctions and do not operate in jurisdictions where cryptocurrency activities are prohibited.
When using cryptocurrency platforms and educational resources, it's crucial to understand the scope of liability and user responsibilities. Based on current legal frameworks and industry standards:
Educational Purpose: HiiCrypto provides educational content only and does not offer financial, investment, or legal advice.
No Custody: We do not hold, manage, or have access to user funds or private keys.
Information Accuracy: While we strive for accuracy, we cannot guarantee that all information is current, complete, or error-free.
Service Availability: We do not guarantee uninterrupted access to our website or content.
Due Diligence: Users must independently verify all information before making financial decisions.
Security: Users are solely responsible for securing their private keys, passwords, and access credentials.
Compliance: Users must ensure their activities comply with all applicable local, national, and international laws.
Risk Acknowledgment: Users acknowledge they understand and accept all risks associated with cryptocurrency.
By accessing HiiCrypto content, you acknowledge that liability waivers in cryptocurrency contexts have limitations. While we disclaim responsibility for:
Important: While disclaimers provide protection, they cannot override regulatory obligations. HiiCrypto maintains compliance with applicable financial regulations, data protection laws, and consumer protection standards. However, this does not constitute a guarantee or warranty of any kind.
Different cryptocurrency activities carry varying levels of risk. Understanding these risk levels can help you make informed decisions about your participation in the crypto space.
High-frequency trading, margin trading, and leveraged positions can result in total loss of capital within minutes. Not suitable for beginners.
Alternative cryptocurrencies can lose 90%+ of value quickly. High volatility and limited liquidity make them extremely speculative.
Smart contract risks, impermanent loss, and protocol failures can result in total loss. Code vulnerabilities are common.
Bitcoin and Ethereum still experience high volatility but have established track records. Can lose 50-80% of value in bear markets.
Locking funds for rewards carries smart contract risks and opportunity costs. Returns are not guaranteed and principal can be lost.
Long-term storage in hardware wallets reduces some risks but still faces price volatility and potential technical failures.
| Activity | Capital Risk | Technical Risk | Regulatory Risk | Liquidity Risk |
|---|---|---|---|---|
| Spot Holding (Major Coins) | High | Low | Medium | Low |
| Altcoin Trading | Extreme | Medium | High | High |
| Leverage Trading | Extreme | Medium | Medium | Medium |
| DeFi Yield Farming | High | High | High | High |
| Hardware Wallet Storage | High | Low | Low | Low |
| NFT Investments | Extreme | Medium | High | Extreme |
Understanding specific risk scenarios can help you prepare for and mitigate potential losses. Below are detailed explanations of common cryptocurrency risks:
Risk Mitigation: Diversify across wallets and exchanges, use hardware wallets for long-term storage, verify all URLs and addresses, keep software updated, and never invest more than you can afford to lose completely. Consider insurance options where available, though coverage is limited in the crypto space.
If you find yourself in any of these situations, take immediate action and seek professional help:
Emergency Contacts: Report fraud to the FTC (reportfraud.ftc.gov), SEC (sec.gov/tcr), FBI IC3 (ic3.gov), or your local financial crimes unit. For tax issues, contact a qualified crypto tax professional immediately. For mental health support regarding financial stress, contact relevant support services in your area.
By using HiiCrypto, you acknowledge and agree that:
IF YOU CANNOT ACCEPT THESE RISKS, YOU SHOULD NOT PARTICIPATE IN CRYPTOCURRENCY ACTIVITIES.
If you're struggling with cryptocurrency-related issues, these resources may help:
Continue learning about cryptocurrency risks and security through our educational content. Knowledge is your best defense against losses. Visit our Security Education section for detailed guides.
Join reputable cryptocurrency communities for peer support and shared experiences. Avoid groups that promise guaranteed profits or pressure you into investments.
Consider consulting with financial advisors, tax professionals, and legal experts who understand cryptocurrency. Seek mental health support if experiencing financial stress.
Report cryptocurrency scams to relevant authorities including the FTC, SEC, and local law enforcement agencies. Document all evidence for investigations.
This disclaimer was last updated on February 6, 2026. We regularly review and update our disclaimers to reflect changes in regulations, market conditions, and legal requirements. Please check back periodically for updates.